1. Introduction
Welcome to BizCalcLab ("we," "our," or "us"). We are committed to protecting your privacy and ensuring that your personal information is handled responsibly. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website bizcalclab.com (the "Site"), including any other media form, media channel, mobile website, or mobile application related or connected thereto.
Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the Site. By using the Site, you consent to the data practices described in this policy.
2. Information We Collect
2.1 Information Automatically Collected
When you visit our Site, we may automatically collect certain information about your device, including information about your web browser, IP address, time zone, and some of the cookies that are installed on your device. Additionally, as you browse the Site, we collect information about the individual web pages or tools that you view, what websites or search terms referred you to the Site, and information about how you interact with the Site. We refer to this automatically-collected information as "Device Information."
We collect Device Information using the following technologies:
- Cookies: Data files placed on your device that often include an anonymous unique identifier. For more information about cookies, visit allaboutcookies.org.
- Log files: Track actions occurring on the Site, and collect data including your IP address, browser type, Internet service provider, referring/exit pages, and date/time stamps.
- Web beacons, tags, and pixels: Electronic files used to record information about how you browse the Site.
2.2 Information You Provide
If you choose to contact us through our contact form, you may voluntarily provide us with certain information, including your name and email address. We use this information solely to respond to your inquiry.
2.3 Calculator Data
Important: All calculations performed on BizCalcLab's tools (profit margin calculator, break-even calculator, freelance rate calculator, etc.) are processed entirely within your web browser using client-side JavaScript. No financial data, numbers, or calculation inputs are ever transmitted to our servers, stored in our databases, or shared with any third party. Your financial data remains on your device at all times.
3. How We Use Your Information
We use the Device Information that we collect to:
- Analyze usage trends and improve our Site's functionality and user experience.
- Monitor and analyze the effectiveness of our marketing and content strategies.
- Assess the success of our tools and identify areas for improvement.
- Ensure the technical functionality and security of our Site.
- Comply with applicable legal obligations.
4. Third-Party Services
4.1 Google AdSense
We use Google AdSense to display advertisements on our Site. Google AdSense may use cookies and web beacons to collect information about your visits to this and other websites in order to provide advertisements about goods and services of interest to you. Google's use of advertising cookies enables it and its partners to serve ads to you based on your visit to our Site and/or other sites on the Internet.
You may opt out of personalized advertising by visiting Google Ads Settings. Alternatively, you can opt out of a third-party vendor's use of cookies by visiting the Network Advertising Initiative opt-out page.
4.2 Google Analytics
We use Google Analytics 4 (GA4) to help us understand how visitors use our Site. Google Analytics collects information such as how often users visit the Site, what pages they visit, and what other sites they visited prior to coming to the Site. We use the information we get from Google Analytics only to improve our Site's content and user experience.
Google Analytics uses cookies to collect this information. Google's ability to use and share information collected by Google Analytics about your visits to the Site is restricted by the Google Analytics Terms of Service and the Google Privacy Policy.
You can prevent Google Analytics from recognizing you on return visits by installing the Google Analytics Opt-out Browser Add-on.
5. Cookies Policy
Our Site uses cookies for the following purposes:
- Essential Cookies: These cookies are necessary for the Site to function properly, such as remembering your theme preference (dark/light mode).
- Analytics Cookies: These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our Site (Google Analytics).
- Advertising Cookies: These cookies are used by Google AdSense to deliver relevant advertisements and track ad performance.
You can control and manage cookies in your browser settings. Please note that removing or blocking cookies may impact your user experience and some features of the Site may no longer be fully accessible.
6. Data Security
We implement commercially reasonable security measures to protect the limited personal information we collect. Our Site is served over HTTPS (SSL/TLS encryption) to ensure secure data transmission. However, no method of transmission over the Internet or method of electronic storage is 100% secure, and we cannot guarantee absolute security.
7. Data Retention
We retain Device Information for our records unless and until you ask us to delete this information. Analytics data is retained according to our Google Analytics data retention settings, which is currently set to 14 months.
8. Your Rights
Depending on your location, you may have certain rights regarding your personal information, including:
- Right to Access: You can request a copy of the personal information we hold about you.
- Right to Rectification: You can request that we correct any inaccurate personal information.
- Right to Erasure: You can request that we delete your personal information.
- Right to Restrict Processing: You can request that we limit how we use your personal information.
- Right to Data Portability: You can request a copy of your data in a structured, machine-readable format.
If you are a European resident, please note that we process your information based on our legitimate interests in improving our Site and providing relevant advertisements. You have the right to lodge a complaint with your local data protection authority.
9. Children's Privacy (COPPA Compliance)
Our Site is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe that your child has provided us with personal information, please contact us immediately, and we will take steps to delete such information.
10. California Privacy Rights (CCPA)
If you are a California resident, you have the right to request that we disclose what personal information we collect, use, and share about you. You also have the right to request that we delete your personal information. To exercise these rights, please contact us using the information provided below.
11. International Data Transfers
Your information may be transferred to — and maintained on — computers located outside of your state, province, country, or other governmental jurisdiction where the data protection laws may differ from those in your jurisdiction. By using our Site, you consent to such transfers.
12. Third-Party Links
Our Site may contain links to third-party websites, products, or services that are not owned or controlled by BizCalcLab. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. We encourage you to review the privacy policies of every site you visit.
13. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. We will notify you of any material changes by posting the updated Privacy Policy on this page and updating the "Last updated" date at the top. We encourage you to review this Privacy Policy periodically.
14. Contact Us
If you have any questions about this Privacy Policy or our data practices, please contact us:
- Email: privacy@bizcalclab.com
- Contact Form: bizcalclab.com/contact